VA Home Buying

with KENARRI real estate division

We’re committed to helping our Veterans achieve their dream of homeownership. Our expert team is well-versed in all aspects of VA home buying, ensuring a smooth and efficient process for our valued service members and Veterans.

We sincerely thank you for your service.

Debunking VA Lending Myths

 

Myth 1: Only specific lenders can issue VA Loans

One of the most common buyer myths of VA lending is that you must use a lender that specifies military or VA common words in their business name. This is not true. There are several lenders both locally and on-line that can process VA-backed loans.

Which lender is best for you? Our agents can give you several lender options to consider.

Myth 2: VA loans are difficult

The stigma that VA lending is difficult compared to other loan types just isn’t true. Most of the time, the safety requirements are similar, and a VA loan could even be easier to navigate than other loan types.

The KENARRI real estate division Advantage

In today’s competitive market, having an agent familiar with all loan types, especially VA lending, is crucial. Our team at KENARRI is trained in ALL loan types, giving you a significant edge. We can help you:

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    Understand how to make your VA offer more appealing to sellers

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    Navigate the unique aspects of VA lending requirements

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    Ensure your transaction progresses smoothly and quickly

We take great pride in helping our VA buyers find a place to call home. Call us today. 

Benefits to a VA Loan

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    As Low as 0% down

    VA loans allow eligible Veterans to purchase a home with no down payment, making homeownership more accessible and affordable.

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    No PMI insurance

    Unlike conventional loans, VA loans don’t require Private Mortgage Insurance (PMI), potentially saving borrowers hundreds of dollars each month.

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    Qualified Veterans may have no funding fee

    Some Veterans, such as those with service-connected disabilities, may be exempt from paying the VA funding fee, further reducing their upfront costs.

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    Low interest rates

    VA loans often offer lower interest rates compared to conventional loans, potentially saving borrowers thousands of dollars over the life of the loan.

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    Flexible credit guidelines

    VA loans typically have more lenient credit requirements than conventional loans, making it easier for Veterans with less-than-perfect credit to qualify for a mortgage.

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    Tidewater and re-evaluation appraisal requests

    The VA’s unique Tidewater process allows for a second chance to support the purchase price if the initial appraisal falls short, potentially saving deals that might otherwise fall through.

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    Lifetime benefit can be reused

    The VA loan benefit is not a one-time opportunity; eligible Veterans can use this benefit multiple times throughout their lives, whether for new purchases or refinancing.

Find your home with KENARRI real estate division

Helpful Links for VA Buyers

  • Buying a Home with a VA-Backed Loan

    Veterans Affairs

  • Eligibility for VA Home Loan Programs

    Veterans Affairs

  • How To Request A VA Home Loan Certificate Of Eligibility (COE)

    Veterans Affairs

  • Check The Status Of Your VA Home Loan COE

    Veterans Affairs

  • Home Loans For Surviving Spouses

    Veterans Affairs

  • VA Guidance on Natural Disasters

    Veterans Affairs